Monthly Archives: July 2014

Well some people would have already lodged their tax returns by now, I have.  So what do people intend to do with their refund?  Do you intend to use it to pay down debt, get ahead on bills, take a … Continue reading →

Dealing with the Child Support Agency Australia (CSA) would have to be one of the most arduous tasks that separated parents have to tackle.  I personally have struggled with the child support system and what, appears at time, the slow process … Continue reading →

Often one of the hardest parts about living on a low income is being reliant on welfare payments for some or all of your income.  There is a stigma attached to being reliant on welfare and for many people it … Continue reading →

Credit cards have become an integral part of our society.   People use them daily to purchase all types of goods and services.  Money Smart website states that collectively Australians owe around $34 billion dollars on credit cards.  This equates to … Continue reading →

The basics for creating are budget are to ensure your expenses are not more than your income.  Whilst you can do this with pen and paper it is much better to use budget management software as you can closely track your … Continue reading →