Category Archives: Uncategorized

Well the new school year is rapidly coming upon us.  And like every new school year there are costly items to purchase – computers, stationery, textbooks, school shoes, uniforms, lunch boxes, backpacks etc. Schoolkids Bonus – check your eligibility as … Continue reading →

Well another New Year has snuck up on us.  2015 promises to be another busy one for my family and me but one I intend to embrace with everything I have.  2014 got away from me in the latter half … Continue reading →

Well some people would have already lodged their tax returns by now, I have.  So what do people intend to do with their refund?  Do you intend to use it to pay down debt, get ahead on bills, take a … Continue reading →

Dealing with the Child Support Agency Australia (CSA) would have to be one of the most arduous tasks that separated parents have to tackle.  I personally have struggled with the child support system and what, appears at time, the slow process … Continue reading →

Often one of the hardest parts about living on a low income is being reliant on welfare payments for some or all of your income.  There is a stigma attached to being reliant on welfare and for many people it … Continue reading →

Credit cards have become an integral part of our society.   People use them daily to purchase all types of goods and services.  Money Smart website states that collectively Australians owe around $34 billion dollars on credit cards.  This equates to … Continue reading →

The basics for creating are budget are to ensure your expenses are not more than your income.  Whilst you can do this with pen and paper it is much better to use budget management software as you can closely track your … Continue reading →

I believe one of the best ways to financial freedom and surviving on a low income is to reduce your personal debt.  When I talk about eliminating debt I am talking about credit cards, personal loans, and money loaned from family … Continue reading →

I won’t pretend to say it’s easy saving money on a low income.  It’s not.  However, it is very necessary.  Probably even more so than when you have a huge income.  When you are on a low income you have … Continue reading →

In Australia we are rapidly approaching the end of the financial year with just over a week until the 30th of June.  To maximise your return you need to ensure that you keep receipts for anything you wish to claim … Continue reading →